Quick answer: As of 2026, the EOBI minimum monthly pension in Pakistan is Rs. 11,500, up from Rs. 10,000. The federal cabinet approved this along with a 15% increase in formula-based pensions, effective from January 1, 2025. A parliamentary sub-committee has since recommended a further review of the pension formula, but as of late 2025 no new increase had been formally approved. Below, you’ll find the current formula, worked examples, and a calculator to estimate your own pension.
Is the EOBI Minimum Pension Still Rs. 11,500 in 2026?
Yes. The Rs. 11,500 minimum pension is the figure currently in effect and the one referenced by a National Assembly sub-committee as recently as late November 2025. It replaced the previous Rs. 10,000 minimum after the federal cabinet’s approval, which also raised formula-based pensions (pensions calculated above the minimum) by 15%.
If your calculated pension under the formula below comes out lower than Rs. 11,500, you receive the minimum instead. If it comes out higher, you receive the calculated amount.
How the EOBI Pension Formula Actually Works
EOBI’s official formula, as published in its own FAQ material, is:
Average Monthly Wages × Number of Years of Insurable Employment ÷ 50
Two things determine your payout:
- Average monthly wages — typically based on your last drawn or average insurable wages, not your full career average
- Years of insurable employment — the number of years your employer actually deposited EOBI contributions on your behalf
Worked Examples
| Average Monthly Wage | Years of Service | Formula Result | What You’d Actually Receive |
| Rs. 37,000 | 15 years | Rs. 11,100/month | Rs. 11,500 (minimum applies) |
| Rs. 40,000 | 20 years | Rs. 16,000/month | Rs. 16,000 |
| Rs. 55,000 | 25 years | Rs. 27,500/month | Rs. 27,500 |
The first example shows why the minimum pension matters: even though the formula produces Rs. 11,100, the pensioner is legally entitled to the higher Rs. 11,500 floor.
Will the EOBI Minimum Pension Increase Again?
Possibly, but nothing is confirmed yet. In late November 2025, a National Assembly sub-committee on Overseas Pakistanis and Human Resource Development asked the ministry overseeing EOBI to review the pension formula and study international models before presenting a new proposal. That is a recommendation for future review, not an approved increase — pensioners and job seekers should treat any “new 2026 hike” claims circulating online with caution unless they’re confirmed by EOBI or the Ministry directly.
EOBI Minimum Pension: Recent Timeline
| Effective Period | Minimum Monthly Pension | Change |
| Before January 2025 | Rs. 10,000 | — |
| From January 1, 2025 | Rs. 11,500 | +15% (cabinet-approved) |
| Late 2025 onward | Rs. 11,500 (under review) | Parliamentary committee recommended further review |
Who Qualifies for EOBI Pension?
- Age 60 for men, 55 for women (mining workers can qualify at 55 with at least 10 years of mining service)
- A minimum period of insured service, generally 15 years
- Employer must have registered you and paid EOBI contributions during your employment
Eligibility disputes (missed contributions, incomplete records) are handled directly by EOBI regional offices — this article can’t resolve individual cases, so contact EOBI if your contribution record looks incomplete.
Estimate Your Own EOBI Pension
The table above uses sample figures. To see your own estimate based on your actual salary and years of service, use our EOBI Pension Calculator — it applies the same average-wage × years ÷ 50 formula and automatically applies the Rs. 11,500 minimum where relevant.
Frequently Asked Questions
What is the EOBI minimum pension right now?
Rs. 11,500 per month, effective since January 1, 2025.
How is the EOBI pension calculated?
Average monthly wages multiplied by years of insurable employment, divided by 50. If the result is below Rs. 11,500, the minimum pension applies instead.
Is the EOBI pension going to increase in 2026?
A parliamentary sub-committee recommended reviewing the formula in November 2025, but no new increase has been officially approved as of this writing. Check EOBI’s official channels for confirmed updates.
Who is eligible for EOBI pension?
Men aged 60 and women aged 55 with roughly 15 years of insured service, provided their employer paid EOBI contributions throughout that period.
Does this calculator give the official pension amount?
No. It’s a planning estimate based on the published formula. Your official, binding pension amount can only be confirmed by EOBI directly.
Sources:
- Govt increases EOBI pensions by 15pc — Dawn, August 31, 2025
- EOBI introduces 15pc increase in pension — Business Recorder, August 31, 2025
- Parliamentary body recommends increase in EOBI pension — Business Recorder, November 28, 2025
- Employees’ Old-Age Benefits Institution — official pension formula — EOBI